Compare Two Mortgages
Head-to-head over the initial deal period: monthly payment, interest paid, product fee and the balance remaining when the deal ends.
Deal A
£
%
yrs
yrs
£
Deal B
£
%
yrs
yrs
£
Deal A
£1,111.66/mo
Payments over deal£26,679.96
Interest over deal£17,615.18
Balance at end of deal£190,935.22
Interest + product fee£18,614.18
Deal B · Winner
£1,066.75/mo
Payments over deal£25,601.95
Interest over deal£16,029.22
Balance at end of deal£190,427.26
Interest + product fee£17,528.22
Initial-period financing cost (interest + product fee)
Deal B costs £1,085.96 less to finance
Principal repaid is not a cost — it becomes equity in the remaining balance. Both deals repay the same loan over the same term at the same horizon, so comparing interest + fee is the like-for-like measure. Fees are assumed paid upfront and rates constant during the compared period.