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Mortgage Overpayment Calculator

See how a monthly overpayment slashes the interest you pay and shortens your mortgage term.

£
%
yrs
£

Interest saved

£36,280.39

Term saved6y 1m
Scheduled monthly£1,111.66
New monthly (with overpay)£1,311.66
New term18y 11m

Most UK lenders allow overpayments up to 10% of the balance each year without an early-repayment charge — check your product terms.