£18,000 After Tax UK
For a gross salary of £18,000 in the 2026/27 tax year with the standard 1257L tax code, England resident, no pension or student loan, your take-home pay is:
Annual
£16,480.08
Monthly
£1,373.34
Weekly
£316.92
Income tax
£1,086.00
National Insurance
£433.92
Effective rate
8.4%
Marginal rate
20%
Change any assumption
Add your pension, student loan, bonuses or Scottish residency to see how they change your take-home.
You keep every month
That's £16,480.08 a year — you keep 91.6% of what flows in.
Take home
£16,480.08
Income tax
£1,086.00
National Ins.
£433.92
Annual net
£16,480.08
Weekly net
£316.92
Day rate
£63.38
Marginal rate
20%
Deduction charts
How your income tax stacks up
- Basic rate· £5,430.00 taxable @ 20%£1,086.00
Income tax
− £1,086.00
National Insurance
− £433.92
Full breakdown
Showing annual input
| Item | Annual | Monthly | Weekly |
|---|---|---|---|
| Gross pay | £18,000.00 | £1,500.00 | £346.15 |
| Personal allowance | £12,570.00 | £1,047.50 | £241.73 |
| Total income tax | £1,086.00 | £90.50 | £20.88 |
| Total National Insurance | £433.92 | £36.16 | £8.34 |
| Take-home pay | £16,480.08 | £1,373.34 | £316.92 |
NI assumes monthly pay periods. Personal Allowance: £12,570.00 · Marginal rate: 20% · Tax code: 1257L · Annual estimate: does not reproduce every in-year PAYE coding adjustment or the K-code 50% deduction cap.